May 8, 2024

WEALTH WITH A PURPOSE With Rennie Gabriel

WEALTH WITH A PURPOSE With Rennie Gabriel

Episode Summary – FROM BROKE TO A MILLIONAIRE – IT CAN BE DONE! In Episode 78 of the Shining Brightly Podcast Show (links in the comments) titled “Wealth with a Purpose” my guest Rennie Gabriel shows how to GET BACK UP AGAIN AFTER BEING KNOCKED DOWN TIME AFTER TIME. True resilience and getting financially smart by paying himself first and applying three wealth fundamentals. By achieving financial freedom, he now is able to lift up others through his philanthropy for animals and veterans by donating his profits to charities. Come listen, download, share and review this super informative and inspirational show. REMEMBER – WEALTH CREATION IS A TEAM SPORT!

Mentioned Resources – 


About the guest – Rennie Gabriel is the author of the best-selling book, Wealth On Any Income translated into eight languages. He failed high school math, was broke at age 50, but after applying three fundamental wealth principles he became a multi-millionaire in a few years while only earning $5000 per month. He now donates 100% of his program, book and coaching profits to animal and veteran charities.

About the Host:

Howard Brown is a best-selling author, award-winning international speaker, Silicon Valley entrepreneur, interfaith peacemaker, and a two-time stage IV cancer survivor. He is also a sought-after speaker and consultant for corporate businesses, nonprofits, congregations, and community groups. Howard has co-founded two social networks that were the first to connect religious communities around the world. He is a nationally known patient advocate and “cancer whisperer” to many families. Howard, his wife Lisa, and daughter Emily currently reside in Michigan, and his happy place is on the basketball court.

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Http://www.shiningbrightly.com

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Instagram - @howard.brown.36

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Transcript
Howard Brown:

Hello, it's Howard Brown. Welcome to the Shining



Howard Brown:

Brightly Show. I have an incredible story and incredible



Howard Brown:

guest today. And an incredible cause actually, it's a dual



Howard Brown:

cause. And we're going to hold that out. But it's a real



Howard Brown:

surprise for you. But it's awesome. Rennie, welcome. How



Howard Brown:

are you?



Rennie Gabriel:

Oh, I'm terrific. Thank you, Howard,



Rennie Gabriel:

thank you for the opportunity to be on the show.



Howard Brown:

I'm really glad to have you, I have to tell people



Howard Brown:

about you. Because the more I get to know you, I just love



Howard Brown:

what you do. And you lift up yourself and lift up others. And



Howard Brown:

that's my mantra. So we're so aligned there. Let me just tell



Howard Brown:

people about Rennie Gabriel. So Rennie, you are an author of the



Howard Brown:

best selling book called wealth on any income. And it's



Howard Brown:

translated into eight languages. That's incredible. You failed



Howard Brown:

math in high school. Oh, boy, one of those guys write you are



Howard Brown:

broke at the age of 50. And then after applying three fundamental



Howard Brown:

wealth principles, you became a multimillionaire. In only a few



Howard Brown:

years, while earning 5000 a month, you now donate 100% of



Howard Brown:

your programme, your book and your coaching profits to animal



Howard Brown:

and veterans charities that is noble, that is heroic. And I



Howard Brown:

love that. And so it's just an incredible, you know, what,



Howard Brown:

you've been able to transform yourself. So tell me, I tell me



Howard Brown:

how you shine brightly each day.



Rennie Gabriel:

Actually, the day the way the day starts,



Rennie Gabriel:

during the day, I actually have a prayer. And I'm not religious



Rennie Gabriel:

at all. My wife doesn't even believe I have a religion, but I



Rennie Gabriel:

am spiritual. And the prayer goes like this. God, I'm very



Rennie Gabriel:

grateful. Thank you for my blessings, thank you for my



Rennie Gabriel:

wealth, my prosperity, my relationships, and my health.



Rennie Gabriel:

Please provide blessings to all those you deem worthy. And



Rennie Gabriel:

please provide complete health for my wife. Amen.



Howard Brown:

Oh Wow, I just want to take that in for a



Howard Brown:

second. Because I do something similar. I look in the mirror,



Howard Brown:

everybody shaves or puts on makeup every day. And I tell



Howard Brown:

myself something that I am blessed. I am grateful. And I am



Howard Brown:

lucky. How can I help myself and help others every day? And I see



Howard Brown:

that both before and after? You know, before I go to bed as



Howard Brown:

well. So we do the same. This is incredible. Well, again, you



Howard Brown:

gotta tell the background. So you failed math. Right? And you



Howard Brown:

gotta give me the background.



Rennie Gabriel:

Yeah, the reality is, I didn't actually



Rennie Gabriel:

fail it. I got a D. Because the teacher saw I turned in all the



Rennie Gabriel:

homework. I took all the tests. I was there. I tried my best. I



Rennie Gabriel:

failed every single exam. But he gave me a D for the class.



Howard Brown:

All right, well, he's not it's passing but you



Howard Brown:

know, not not not a great thing. But you show it



Rennie Gabriel:

Reality is I didn't pass one of the exams.



Howard Brown:

I got it. So I mean, it's absolutely incredible



Howard Brown:

that you can actually not be a great student but try hard but



Howard Brown:

also then, you know, lose a couple businesses right? go



Howard Brown:

bankrupt. Okay. Yeah. Now, I mean, you're you're I achieved



Howard Brown:

life underwriter, you're a Certified Financial Planner. So



Howard Brown:

take take me back to the hardship and the hard days.



Rennie Gabriel:

Well, I guess one of the things is that



Rennie Gabriel:

becoming a certified financial planner or chartered life,



Rennie Gabriel:

underwriter does not teach the basics of how to handle money



Rennie Gabriel:

effectively. It's all sorts of, you know, tax strategies and



Rennie Gabriel:

investment strategies, nothing about the basis, I did not learn



Rennie Gabriel:

how to do a budget from any of that professional education. You



Rennie Gabriel:

want to know where I learned it. I do what you learn how to do a



Rennie Gabriel:

budget, a programme called debtors anonymous. It's a 12



Rennie Gabriel:

step programme built like Alcoholics Anonymous, only for



Rennie Gabriel:

people who don't know how to handle money.



Howard Brown:

Right, And they really don't teach that. Well.



Howard Brown:

You know, and I come from the number one school for



Howard Brown:

entrepreneurship in the world at Babson College, and they teach



Howard Brown:

you the basics of a pro forma, but you really actually have to



Howard Brown:

put it in action for yourself and for your, for your business.



Howard Brown:

So I agree with that, you know, we got to learn those skills,



Howard Brown:

that basic skills. And it's funny, all these college kids,



Howard Brown:

at least the good athletic ones are getting name image and



Howard Brown:

likeness, like this money. And I'm not sure if they're able to,



Howard Brown:

you know, know how to actually manage it. It worries me



Howard Brown:

actually, with this type of money.



Rennie Gabriel:

They do have no clue. Perfect examples. What



Rennie Gabriel:

happened here in Los Angeles was Shohei Ohtani. Yes, multi multi



Rennie Gabriel:

million dollar contract. But since he doesn't speak English,



Rennie Gabriel:

he's got an interpreter. The interpreter is a gambler. And



Rennie Gabriel:

when originally they thought he blew $4 million of shohei's



Rennie Gabriel:

Money on his gambling debts. They in the the investigation,



Rennie Gabriel:

they discovered it was $16 million.



Howard Brown:

That's incredible. And for those who don't know,



Howard Brown:

who show Hannah tiny is he's he's one of the most incredible



Howard Brown:

Japanese baseball players that pitches and hits. And he hits at



Howard Brown:

these all, you know, all start levels and it's incredible. But



Howard Brown:

yep, he he got taken advantage of the system as well there too.



Howard Brown:

So it can it happens. So, you know, tell me, you know, you



Howard Brown:

struggled early on, it wasn't until you were around 50 that



Howard Brown:

you kind of figured things out, right? No,



Rennie Gabriel:

no, yeah, no, yeah, it was, I had the idea of



Rennie Gabriel:

what needed to be done. And I'd actually put some practices into



Rennie Gabriel:

place a couple of times. But one of the things, we're gonna get



Rennie Gabriel:

to it at the end, one of my mottos, which is about team, but



Rennie Gabriel:

one of the things is that the first time I treated myself like



Rennie Gabriel:

I mattered, and paid myself first, this is one of the most



Rennie Gabriel:

basic principles. I pay, I was making 3000 a month, I set aside



Rennie Gabriel:

$300 a month. And 10 months later, I needed to file my



Rennie Gabriel:

income taxes. And the IRS wanted $3,000 The whole thing went, and



Rennie Gabriel:

I was so discouraged. And so upset that I just spent the last



Rennie Gabriel:

10 months finally I had some savings. Now IRS took it all.



Rennie Gabriel:

And had I been willing to talk to someone else, they might have



Rennie Gabriel:

said, well Rennie at least you didn't have to borrow the money



Rennie Gabriel:

and then pay interest. At least you had it. least you didn't



Rennie Gabriel:

have to finance it. So just start over again. But I wasn't



Rennie Gabriel:

talking to anybody else. I'm trying to do this by myself. And



Rennie Gabriel:

therefore I didn't. It took me another eight years after I read



Rennie Gabriel:

The Richest Man in Babylon a second time before I started it



Rennie Gabriel:

again. But then I got divorced and the money disappeared again.



Howard Brown:

Unbelievable. And it's, you know what, I think



Howard Brown:

wasn't it that Ray Kroc, the founder of McDonald's really



Howard Brown:

didn't he met the McDonald's brothers at a standard like



Howard Brown:

Fresno, California, I think it was 57-58 years old. So I think



Howard Brown:

what your lesson is, it's never too late. That's right. It's



Howard Brown:

never too late to get your act together financially. And



Rennie Gabriel:

it's one of those stories is Colonel Sanders



Rennie Gabriel:

didn't get to start. How getting people to buy his chicken recipe



Rennie Gabriel:

until it was over 65.



Howard Brown:

Exactly. So it's really interesting. And so, you



Howard Brown:

know, tell me, you know, business and life failures, it



Howard Brown:

taught you a lot of lessons.



Rennie Gabriel:

Oh, yeah, absolutely. One of the most



Rennie Gabriel:

important was the first time I went flat broke. I mean, so



Rennie Gabriel:

broke, I had to collect soda bottles and cans, to get the



Rennie Gabriel:

refund money to buy groceries, was that I can rebuild it. And I



Rennie Gabriel:

had such a fear of going broke. Like if that ever happened, I'd



Rennie Gabriel:

never recover. But I recovered not once, not twice, but three



Rennie Gabriel:

times.



Howard Brown:

It that's really humbles you, if you're



Howard Brown:

collecting, you know, the bottle money to returns and you know to



Howard Brown:

buy. I don't think in California, you can get a $5 hot



Howard Brown:

and ready pizza.



Rennie Gabriel:

In Michigan, you can, but it goes farther. If you



Rennie Gabriel:

buy the groceries, you can make your own pizza from it. Right.



Rennie Gabriel:

Right.



Howard Brown:

Exactly. So but boy that humbles you. And and so



Howard Brown:

what I say that's that's walking in darkness. And that's what I



Howard Brown:

refer to in my shining brightly book is that you walk in that



Howard Brown:

darkness. And you got to learn lessons there. But you don't



Howard Brown:

want to stay there too long. But you did you actually went back



Howard Brown:

to darkness a few times. Because you just didn't get it right.



Howard Brown:

And what was that that moment that you felt that you are



Howard Brown:

getting? More more stability and more security?



Rennie Gabriel:

I was 53. Okay, and I'm married for the third



Rennie Gabriel:

final last time to my best wife. And I had been saving 500 A



Rennie Gabriel:

month because I was earning 5000 a month for the last three



Rennie Gabriel:

years. And I had $18,000. And this realtor who my wife worked



Rennie Gabriel:

with said, Rennie, you should buy this little three unit



Rennie Gabriel:

property. And I said, Robert, I only have $18,000 That's not



Rennie Gabriel:

gonna buy anything. He says, Well, this is such a good deal.



Rennie Gabriel:

I'll come up with half the downpayment if your wife will



Rennie Gabriel:

come up with another 18,000. So the three of us bought it



Rennie Gabriel:

together. And the next five years I borrowed money to



Rennie Gabriel:

another concept of wealthy people. You borrow money to make



Rennie Gabriel:

money. And I borrowed money. We bought more apartment buildings



Rennie Gabriel:

together in the next five years, we added 47 more units. Wow. So



Rennie Gabriel:

from 53 to 58. I built this and by the time I'm 58 I didn't have



Rennie Gabriel:

to work anymore if that's what I chose,



Howard Brown:

right? So you'd be basically became a landlord and



Howard Brown:

you had apartments, but you are investing them and getting and



Howard Brown:

living off of people paying rent, correct?



Rennie Gabriel:

Yeah, they covered the mortgages covered my



Rennie Gabriel:

standard of living covered the credit card payments covered



Rennie Gabriel:

everything. Oh, which by the way, I had credit card debt, and



Rennie Gabriel:

5052 53. And had I use that $18,000 to pay off the credit



Rennie Gabriel:

card debt, I would have not had the money to buy that three unit



Rennie Gabriel:

property with my wife and the realtor.



Howard Brown:

So that's, that's a lesson learned, although



Howard Brown:

people are mounting credit card debt is, is a problem. I will



Howard Brown:

tell you for our young people. There's this because I actually



Howard Brown:

work in higher education with Babson College, I see the amount



Howard Brown:

of debt for a four year education. Now, some some of



Howard Brown:

these students are walking out with 70 to 100 to 130, if you're



Howard Brown:

getting an advanced degree or a law degree, or you're getting



Howard Brown:

your doctoral hours and things like that, they started off



Howard Brown:

behind the gun with a lot of debt. So that's what we're doing



Howard Brown:

to our young people. No, no, no.



Rennie Gabriel:

Yeah. And a lot of times, they could go into the



Rennie Gabriel:

trade and start making more money than a college graduate



Rennie Gabriel:

without having that level of burden.



Howard Brown:

Yeah, there's there's gonna be choices. I



Howard Brown:

think the higher education world is in for, you know, some rough



Howard Brown:

time. So there'll be some colleges that that can't make it



Howard Brown:

on fundraising and and on that, and they'll they'll close down?



Howard Brown:

Yeah, you know, it's going to be interesting, because I see my



Howard Brown:

own niece, who's an occupational therapist, just starting out her



Howard Brown:

career, and she's taking a good portion of her first salary. And



Howard Brown:

she's using it for debt payment every month. And that means she



Howard Brown:

can't go and buy a nicer car. And she's not living in the



Howard Brown:

nicest place possible. In fact, she actually moved home for the



Howard Brown:

first year, which was actually a safe place with mom and dad, you



Howard Brown:

don't have to pay that. Right? Always smart there. So you took



Howard Brown:

your learnings, right? And you actually wrote a book and some



Howard Brown:

develop some courses. Tell us about your book, tell us about



Howard Brown:

your courses.



Rennie Gabriel:

The book is really the what I would call the



Rennie Gabriel:

steps I took. Starting with the attitude, the first third of the



Rennie Gabriel:

book is about the attitude we have, did we get it from our



Rennie Gabriel:

parents? Did we get it from school? You know, what is it we



Rennie Gabriel:

believe that we can or can't do? And what do you need to do to



Rennie Gabriel:

overcome those limiting beliefs. So that's the first third of the



Rennie Gabriel:

book and then the latter two thirds the basic principles that



Rennie Gabriel:

lead to wealth, treating yourself like you matter, paying



Rennie Gabriel:

yourself first, what to do about debt, how you get rid of it, how



Rennie Gabriel:

you determine how you create a budget, so you know that you're



Rennie Gabriel:

spending less than you're earning. And I've got simple



Rennie Gabriel:

formulas, like, as long as you live on 80% of what you're



Rennie Gabriel:

earning, set aside 10% for expenses, it'll show up later.



Rennie Gabriel:

So you have the money to spend on that stuff that you weren't



Rennie Gabriel:

planning on, and 10% to keep for the rest of your life. Simple at



Rennie Gabriel:

1010 principle, and it works. It works so beautifully.



Howard Brown:

It does. And I think if you gotta follow the



Howard Brown:

steps, and you got to be disciplined, though, you might



Howard Brown:

have to change bad habits.



Rennie Gabriel:

Yeah, right. That's true.



Howard Brown:

I have to tell you that one of my also my fears is



Howard Brown:

that a lot of my friends, okay, and I have friends of all ages,



Howard Brown:

because I play basketball with young folks and older folks. But



Howard Brown:

having your phone in your hand and being able to place a bet in



Howard Brown:

gamble on these gambling sites. You can rack up some debt you



Howard Brown:

get not everybody's picking a winner every single time for



Howard Brown:

sure. And it's it's a big business. You know, it's a



Howard Brown:

trillion dollar business and people it's very simple to click



Howard Brown:

on a button. And and watch, watch, watch your money go away.



Howard Brown:

And so I put out a warning to that, you know, out there for



Howard Brown:

some discipline, some mental toughness, some some some some



Howard Brown:

smarts, right, and things like that. But the interesting thing



Howard Brown:

that I've heard you speak about is that some of the super



Howard Brown:

wealthy have advantages over the rest of us talk about that.



Howard Brown:

Well,



Rennie Gabriel:

the advantages are really something you're



Rennie Gabriel:

touching on which is mental discipline, its attitudes, its



Rennie Gabriel:

attitudes, like don't focus on paying off debt first, build



Rennie Gabriel:

assets. It's the attitudes like make sure you're spending less



Rennie Gabriel:

than you're earning. It's treating yourself like you



Rennie Gabriel:

matter. It's Well, I'm gonna get to the one I'm going to plan to



Rennie Gabriel:

share at the end of the show. Okay,



Howard Brown:

well, but at the same time, there's life changing



Howard Brown:

philanthropy that can be had. And I think that if you



Howard Brown:

accumulate enough wealth and even small bits of philanthropy



Howard Brown:

matter, right, so it's really funny. So we have, we had two



Howard Brown:

different piggy banks. It's from the first chapter of my book,



Howard Brown:

but for my daughter, okay, and she put her allowance and



Howard Brown:

pennies. And she actually had to split it up, we had two. In



Howard Brown:

Judaism, we call them sadaqa. box there, they're actually



Howard Brown:

little Jewish piggy banks. And we put money half in one and a



Howard Brown:

half in the other. And we call this Emily's dilemma. And we she



Howard Brown:

actually said, why I have to put half in the right one and a half



Howard Brown:

in the left one. And I was like, the one on the left is for



Howard Brown:

you're going to choose who gets this money, who's going to be



Howard Brown:

the beneficiary, and we're teaching at a very young age,



Howard Brown:

who can you help? It's a beautiful lesson, right? The



Howard Brown:

other is, you want to buy candy, you want to buy a book you want



Howard Brown:

to buy, hopefully, you'll buy a book is for you. And I have to



Howard Brown:

tell you that that's a really valuable lesson that we taught



Howard Brown:

my daughter that my grandparents and great grandparents taught us



Howard Brown:

and we've passed on as a family thing. And, and so the justice



Howard Brown:

of giving or sadaqa is a good thing. And so my daughter still



Howard Brown:

carries that forward. She has two piggy banks as an adult,



Howard Brown:

basically, two different chequebooks. Yeah, and



Rennie Gabriel:

one of it's so funny too, because it doesn't



Rennie Gabriel:

require money to do that. And I didn't even realise that till my



Rennie Gabriel:

own children who have children of their own. She reminded me of



Rennie Gabriel:

what I did when they were young. And I was struggling



Rennie Gabriel:

financially. I would take I would gather a blankets, we



Rennie Gabriel:

would gather up clothing that we were going to donate and we



Rennie Gabriel:

would take it to homeless shelters, we would feed people



Rennie Gabriel:

in soup kitchens, I forgot I had done that with them when they



Rennie Gabriel:

were little. We didn't have the money to donate. We donated our



Rennie Gabriel:

time or things that we no longer needed.



Howard Brown:

Bill donation, it's still that that is still



Howard Brown:

giving. And it's beautiful. That's very valuable. And you



Howard Brown:

don't have to be money, you can donate your time. I just



Howard Brown:

volunteered at something called bookstore here in Michigan. And



Howard Brown:

I was on my feet for three or four hours. And this little



Howard Brown:

young African American boy came in with his family goes, where's



Howard Brown:

the kids books? He must have been seven years old. And I



Howard Brown:

pointed the direction he said, and then he was walking away



Howard Brown:

with this film. He ran back to me said Mr. Is there Diary of a



Howard Brown:

Wimpy Kid. I said, I hope so. I hope so. But I said if there is



Howard Brown:

where you come back and show me well, his family actually came



Howard Brown:

back because I said that. And he was waving the book. And he was



Howard Brown:

hugging the book. And it actually gave me faith that a



Howard Brown:

young African American boy seven years old was so interested in



Howard Brown:

reading. He hugged the book it made my whole day. I didn't even



Howard Brown:

felt like I worked for hours there volunteering. It was a



Howard Brown:

beautiful thing. It gave me hope. And hope is that magical



Howard Brown:

four letter word that kept me going and it was made everything



Howard Brown:

worth it. And I was there to donate my time anyways, but just



Howard Brown:

that one story made it made my day it was a beautiful thing.



Howard Brown:

And



Rennie Gabriel:

that story gave me chills. Sue Howard.



Howard Brown:

So you have some causes, because because really



Howard Brown:

what's amazing is you donate now, okay, the proceeds of your



Howard Brown:

book and your classes to two causes. Tell me about the



Howard Brown:

causes? Well,



Rennie Gabriel:

one of them. They're all animal and veteran



Rennie Gabriel:

charities. And one of them in particular, rescues dogs from



Rennie Gabriel:

from environments where they could be euthanized. And if they



Rennie Gabriel:

meet the right size and temperament, they are trained as



Rennie Gabriel:

service animals, not pets, but service animals, for veterans



Rennie Gabriel:

who've come back with PTSD, traumatic brain injuries, other



Rennie Gabriel:

issues. And the suicide rate among returning soldiers is



Rennie Gabriel:

almost one an hour, but not one, who's gotten their service dog



Rennie Gabriel:

is committed suicide. So this, this charity saves two lives at



Rennie Gabriel:

a time, the dog that would have been euthanized. The soldier



Rennie Gabriel:

that might have otherwise committed suicide.



Howard Brown:

That that that's beautiful. That is absolutely



Howard Brown:

beautiful, that that's what you've dedicated yourself to. I



Howard Brown:

just want to applaud you. I hope my audience will applaud you



Howard Brown:

that that is a beautiful model. You you're a role model, and



Howard Brown:

it's a beautiful thing. And it's impressive, and it's just



Howard Brown:

amazing. Really it is so any other stories, you want to share



Howard Brown:

anything else? I mean, because I can't talk that



Rennie Gabriel:

now it's just that it just, that's what's



Rennie Gabriel:

really turned me on to donate 100% of the profits from the



Rennie Gabriel:

work I do because I don't need the money. Where should I put



Rennie Gabriel:

it? And it's causes like that, that fulfil me.



Howard Brown:

It's incredible. It's absolutely incredible and



Howard Brown:

will feature the link to for that and for your causes. All



Howard Brown:

through that so um I want you to put on your sunglasses right



Howard Brown:

now. Okay, you're gonna put out a sunglasses because it is the



Howard Brown:

shining, brightly spotlight, I want to shine the light on you.



Howard Brown:

Incredible story, incredible philanthropy, you've turned



Howard Brown:

yourself around. It's amazing. So tell people how they should



Howard Brown:

get in touch with you tell them the free gift you have for them,



Howard Brown:

and then share some inspiration with



Rennie Gabriel:

us. Okay, so the easiest way to get a hold of me



Rennie Gabriel:

and the free gift is from the website wealth on any income.com



Rennie Gabriel:

forward slash TEDx. They'll be able to hear my TEDx talk and



Rennie Gabriel:

request a free nine step roadmap to complete financial choice and



Rennie Gabriel:

philanthropy. So it doesn't matter where they are, these are



Rennie Gabriel:

the nine steps to get to wealth and philanthropy. And I send an



Rennie Gabriel:

email once or twice a month, with tips and techniques as



Rennie Gabriel:

well. So they get all that by going to wealth on any



Rennie Gabriel:

income.com forward slash TEDx. Excellent. Okay, and share.



Howard Brown:

I always close the show with a little inspiration



Howard Brown:

which you got for me. One



Rennie Gabriel:

of the things it's crucial, I didn't do this



Rennie Gabriel:

by myself. I mentioned my wife and the realtor, we bought this



Rennie Gabriel:

triplex. When I look back on the successful businesses that I've



Rennie Gabriel:

had. They were based on a team, it wealth creation, business



Rennie Gabriel:

growth, it's a team sport, not a solo sport.



Howard Brown:

That is amazing advice. And I actually say



Howard Brown:

fighting cancer is a team sport too, because you need yourself



Howard Brown:

your caregiver family, friends, your doctor. You know, your the



Howard Brown:

nurses, especially it is a team sport. That's just sage sage



Howard Brown:

advice. And I really appreciate that, as well. This has been



Howard Brown:

incredible show there's so much to take away here from this. And



Howard Brown:

for folks that are looking to get financially back on track,



Howard Brown:

get their life back on track. Talk to Ronnie that's, that's



Howard Brown:

simple. We're going to point him in your direction. So this is



Howard Brown:

the shining brightly show. Let me give some thanks. And



Howard Brown:

appreciation to folks that got me here. My publisher front edge



Howard Brown:

publishing, read the spirit.com is I blog and that goes out to



Howard Brown:

50,000 plus people every Monday and my podcast crew from amplify



Howard Brown:

you, they help me every day. And so if you come find me at



Howard Brown:

shining brightly.com, you'll find out about the book about



Howard Brown:

making your event shine and having me as a speaker, and also



Howard Brown:

this podcast. But more importantly, you'll learn about



Howard Brown:

my advocacy in the cancer world in the entrepreneurship and



Howard Brown:

mentorship world and also in the interfaith world. So that's



Howard Brown:

really what's more important to me. And if we all remember to



Howard Brown:

shine brightly, a little bit like we just did with Reni for



Howard Brown:

ourselves, lift up yourself for others, then lift up others in



Howard Brown:

our neighbourhoods in our communities, the world would



Howard Brown:

become a better place. Ronnie, it was awesome having you on



Howard Brown:

what a great show and thank you.



Rennie Gabriel:

Thank you so much.